Verified Payout

Make your refunds safer and smoother with
Verified Payout Verified Payout icon


Verified Payout lets you send instant account-to-account payouts while verifying the beneficiary’s bank account before execution.


The main flow relies on secure bank connection through AIS. Manual IBAN entry is available as an alternative method, with a name-matching check before the payout is processed.

Verified Payout bank selection screen
Manual IBAN entry for Verified Payout

A secure flow, with an alternative method

Verified Payout is built around AIS bank connection for secure account verification. Manual IBAN entry provides a fallback when bank connection is not suitable.

  • Bank connection for a seamless verification flow
  • Manual IBAN entry as an alternative method
  • Beneficiary verification before payout execution

Reduce payout errors

Fintecture checks whether the IBAN holder matches the payee name provided when the payout link is created.

  • Payout executed only when the beneficiary matches
  • Mismatch detected: cancel the link and create a new one
  • Matching check optional: contact Fintecture Support to disable it
IBAN verification error in Verified Payout