---
updatedAt: 2026-05-11T11:18:56.000Z
agentTools:
  projectIndex: https://doc.fintecture.com/llms.txt
---

# Verified Payout

<div class="wrapper verified-payout-page">

  <div class="sectioncentered hero-section">
    <div class="subsectiontext">
      <h1>
        Make your refunds safer and smoother with <br />
        <mark>Verified Payout</mark>
        <img src="https://assets-test.fintecture.com/api/img/immediate_payment.svg" alt="Verified Payout icon" style="width:20px;margin:8px" />
      </h1>
      <br />
      <p class="maintext">
        <b>Verified Payout</b> lets you send <b>instant account-to-account payouts</b> while verifying the <b>beneficiary’s bank account</b> before execution.
      </p>
      <br />
      <p class="maintext">
        The main flow relies on <b>secure bank connection</b> through AIS. <b>Manual IBAN entry</b> is available as an alternative method, with a <b>name-matching check</b> before the payout is processed.
      </p>
    </div>

    <div class="subsectionimg">
      <img src="https://assets-test.fintecture.com/api/screenshots/payout/vop_fallback.png" alt="Verified Payout bank selection screen" />
    </div>
  </div>

  <div class="sectioncentered feature-section reverse">
    <div class="subsectionimg">
      <img src="https://assets-test.fintecture.com/api/screenshots/payout/manual_iban.png" alt="Manual IBAN entry for Verified Payout" />
    </div>
    <div class="subsectiontext">
      <h2>A secure flow, with an alternative method</h2>
      <p class="maintext">
        Verified Payout is built around <b>AIS bank connection</b> for secure account verification. <b>Manual IBAN entry</b> provides a fallback when bank connection is not suitable.
      </p>
      <ul class="benefit-list">
        <li><b>Bank connection</b> for a seamless verification flow</li>
        <li><b>Manual IBAN entry</b> as an alternative method</li>
        <li><b>Beneficiary verification</b> before payout execution</li>
      </ul>
    </div>
  </div>

  <div class="sectioncentered feature-section">
    <div class="subsectiontext">
      <h2>Reduce payout errors</h2>
      <p class="maintext">
        Fintecture checks whether the <b>IBAN holder</b> matches the <b>payee name</b> provided when the payout link is created.
      </p>
      <ul class="benefit-list">
        <li><b>Payout executed</b> only when the beneficiary matches</li>
        <li><b>Mismatch detected</b>: cancel the link and create a new one</li>
        <li><b>Matching check optional</b>: contact Fintecture Support to disable it</li>
      </ul>
    </div>
    <div class="subsectionimg">
      <img src="https://assets-test.fintecture.com/api/screenshots/payout/vop_error.png" alt="IBAN verification error in Verified Payout" />
    </div>
  </div>

  <section class="tab" id="third-tab">
    <nav>
      <a href="#first-tab" class="inactive"><i class="fa-solid fa-code"></i>No code <span class="availability">✔</span></a>
      <a href="#second-tab" class="inactive"><i class="fa-solid fa-shield-halved"></i>Payee experience <span class="availability">✔</span></a>
      <a href="#third-tab" class="active"><i class="fa-solid fa-gear"></i>API integration <span class="availability">✔</span></a>
    </nav>
    <div class="tabpanel">
      <ul>
        <li><a href="/docs/api-create-a-verified-payout"><b><span>Create a Verified Payout</span></b></a></li>
        <li><a href="/docs/api-create-a-verified-payout-link"><b><span>Create a payout link</span></b></a></li>
        <li><a href="/docs/api-follow-a-verified-payout"><b><span>Follow a Verified Payout</span></b></a></li>
        <li><a href="/docs/api-follow-all-verified-payouts"><b><span>Follow all Verified Payouts</span></b></a></li>
        <li><a href="/docs/webhooks-verified-payout"><b><span>Set up Verified Payout webhooks</span></b></a></li>
      </ul>
    </div>
  </section>

  <section class="tab" id="second-tab">
    <nav>
      <a href="#first-tab" class="inactive"><i class="fa-solid fa-code"></i>No code <span class="availability">✔</span></a>
      <a href="#second-tab" class="active"><i class="fa-solid fa-shield-halved"></i>Payee experience <span class="availability">✔</span></a>
      <a href="#third-tab" class="inactive"><i class="fa-solid fa-gear"></i>API integration <span class="availability">✔</span></a>
    </nav>
    <div class="tabpanel">
      <ul>
        <li><a href="/docs/verified-payout-payee-experience"><b><span>Understand the payee experience</span></b></a></li>
        <li><a href="/docs/verified-payout-bank-connection"><b><span>Bank connection flow</span></b></a></li>
        <li><a href="/docs/verified-payout-manual-iban-entry"><b><span>Manual IBAN entry flow</span></b></a></li>
        <li><a href="/docs/verified-payout-verification-results"><b><span>Verification results and matching rules</span></b></a></li>
      </ul>
    </div>
  </section>

  <section class="tab" id="first-tab">
    <nav>
      <a href="#first-tab" class="active"><i class="fa-solid fa-code"></i>No code <span class="availability">✔</span></a>
      <a href="#second-tab" class="inactive"><i class="fa-solid fa-shield-halved"></i>Payee experience <span class="availability">✔</span></a>
      <a href="#third-tab" class="inactive"><i class="fa-solid fa-gear"></i>API integration <span class="availability">✔</span></a>
    </nav>
    <div class="tabpanel">
      <ul>
        <li><a href="/docs/initiate-a-verified-payout"><b><span>Initiate a Verified Payout by API</span></b></a></li>
      </ul>
    </div>
  </section>

</div>

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